Living in Greenwich Village, Tepper is a pretty stand-up kind of guy. As a stand-up guy, he helps his elderly neighbor, Mrs. Darmsetter, whenever he can. He also keeps the vow with his poker playing friends Fish, Bolan and Quigley that they will not check the winning numbers against the Big 3 Lotto tickets they ante in their "last man standing" five card draw poker games, "the last man standing" taking the entire pot of tickets. Being a stand-up guy is one of the reasons why his girlfriend Carla loves him. On the night that he plans to propose to Carla, but not before the regular poker night at his apartment, he finds a wallet on the street with no money and little identification in it, let alone no photo ID, but he still goes to whatever measures he can to locate the wallet’s owner, who, according to the sole piece of ID, is a fireman named Avery Phillips. Just before his friends and Avery arrive at his apartment, Tepper also finds in the wallet a Big 3 Lotto ticket, a $6 million ...
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